All You Need To Know About Ayushman Bharat

Ayushman Bharat Yojana, or as called Pradhan Mantri Jan Arogya Yojana, is an initiative by the
government of India, launched in 2018, to provide health insurance schemes. Presently, the initiative
offers health insurance coverage to about ten crore people. 




The insurance covers up to Rs 5 lakhs per year across primary, secondary, and tertiary care
hospitals. The families that get coverage under this plan are listed on the basis of the
Socio-Economic Caste Census was undertaken in 2011. The key beneficiaries from this scheme
are rural people living in kutcha houses without any adults who belong to SC or ST category, and urban
people who work as rag pickers, street vendors, and domestic and sanitation helpers.


The benefits of this scheme can be availed across any part of the country from both public and private hospitals. However, all states need to have the State Health Agency, for people to avail the cover across any state. Presently 26 states and union territories have implemented the scheme. In about one month of its launch, Ayushman Bharat Yojana successfully provided medical benefits to around 1,00,00 patients.


Though many people are still not aware of the scheme in certain states like Bihar and Haryana.
The initiative is a positive step by the Government of India to strengthen the medical facilities for needful
people in the country.




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